Sunday, 19 May 2013

How to detect a phish or phishing website

Hey guys, we just entered into a new week, How was last week? mine was great and I hope yours was the same as well.. Anyways, to kick-off my posts for this ''great'' new week, I really want to touch an issue that has been heating me up lately. It's phishing. These guys or websites have rendered many bankrupt due to the fact that these victims doesn't know to detect them. So, I decided to write on it.

What is phishing?
Phishing is a form of online identity theft in which fraudsters trick internet users into submitting personal information to illegitimate websites.
it is really very sad and regrettable that internet users are now victims of Phishing scam.They are not aware of the tricks use by
these hackers to access their personal information via a computer or phone.
When it comes to 'Phishing' hackers are pretty smart.They figure out new ways to trick unsuspected victims to give out their sensitive information. When you enter your details like,credit card number, name,password,phone number,your information goes straight to the hacker which he/she can use at will. Social networking and internet banking users are the major victims of phishing.
In order to stop this fraudulent act that has eaten deep into our internet security,this section is geared towards teaching people on how to detect them.
HOW TO AVOID PHISHING WEBSITE.
Don't click on suspicious email.
Beware of email link and body that are Ominous or threatening language (eg "Your credit card has been suspended")emails that claim to be from a bank you've never open an account at. Don't click and follow the link to enter your personal details from a non secure means.Be wise!. No legitimate financial institution will ask you to provide your personal details from a non-secure means like email.
Watch for grammar mistake,punctuation,typos and capitalization consistency.
Use anti-phishing software browsers to access the internet. Browsers like Google chrome, Mozilla, Opera, all have anti-phishing software.
Never enter your personal information via a pop-up screen.
Ensure that your computer, internet browsers, application are up-to-date with the latest anti-virus and anti-spyware software.
HOW TO DETECT PHISHING WEBSITE.
Misspellings: Watch for grammar mistakes,typos,punctuation capitalization consistency.
Check the URL or web address of the website. Phishing website have different URL than that of a legitimate site.These URL could be like these: http://www.amzon.com instead of https://www.amazon.com.
They used Generic greetings to address their victims, because they are sent in bulk email.Example is "dear valued customer" or "Dear account holder.If any legitimate wants to send you an email. it will address you by your name!
Conclusion: If you have already fall for a Phish, contact your institution for immediate advice.You should act quickly to protect the account that has been "crackdown" as a result of a phishing scam.